Job Details
Designation:CreditManagerRoles and Responsibilities: Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers Customer Interaction to understand needs, finds solutions within the product range available Calculation of Net Present Values of maturing assets using excel sheets or programs Knowledge of basic legal documentation involved in an acquisition of a home Knowledge of technical fundamentals involved in an acquisition of a home Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan Supervision and performance management of all team members Supervision of all the activities done by Non-Sales Staff / coordinators: Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at company , Faster Sanction, keeping a check on TAT for Login & Sanction.
, Checking the Quality of Calls to Customers & Processing by coordinators Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & statusRequired Candidate profile Must be an MBA or CA (finance or banking background preferred) Should have risk assessment skills along with vast experience in the field of underwriting Hands on experience in self-employed assessment.
Must have minimum 2 - 3 years of team handling experience In depth understanding from sourcing to disbursement Effective communication skills (verbal & written) At least 4 years of experience in the credit assessment field from home loan industry Solution orientation and ability to work under strict deadlines Should be willing to travel on a needed basis