Credit Manager Mortgage Job In Hdb Financial Services Limited In Bhopal, India

Job Description: Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan Verifying the promoter's track record & ascertaining their credit worthiness .

Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards Monitor and enforce approval rate and TAT as per prescribed standards .

Monitor and ensure that monthly Branch audit score is satisfactory Vendor Management To conduct customer meeting to evaluate credit proposal .

PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions Take sound lending decisions based on available information & interactions with the applicants Manage credit quality and control delinquencies, frauds.

Monitoring Performance Managing performance in terms of key drivers ie o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity SKILLS/COMPETENCIES REQUIRED Graduate/Postgraduate.

4-6 years Credit/Underwriting experience in Mortgages Understanding of portfolio metrics .

Strong inter-personal skills which encourages and promotes enthusiasm and team spirit Roles and Responsibilities: Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan Verifying the promoter's track record & ascertaining their credit worthiness .

Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards Monitor and enforce approval rate and TAT as per prescribed standards .

Monitor and ensure that monthly Branch audit score is satisfactory Vendor Management To conduct customer meeting to evaluate credit proposal .

PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions Take sound lending decisions based on available information & interactions with the applicants Manage credit quality and control delinquencies, frauds.

Monitoring Performance Managing performance in terms of key drivers ie o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity SKILLS/COMPETENCIES REQUIRED Graduate/Postgraduate.

4-6 years Credit/Underwriting experience in Mortgages Understanding of portfolio metrics .

Strong inter-personal skills which encourages and promotes enthusiasm and team spirit

Hdb Financial Services Limited is looking for .

Hdb Financial Services Limited is looking for Any Graduate / Post Graduate profile candidates.