Deputy National Lead Risk Job In Bajaj Finance Limited In Pune, India

Job Summary Deputy National Lead - Risk Job Purpose 'This position is open with Bajaj Finance ltd' Candidate will be responsible for Risk and Policy Management for Rural B2B Business Job Duties & Key Responsibilities Duties and Responsibilities - Maintaining loss rates and Risk metrics within budget for Rural B2B (incl.

Working capital) Managing distribution risk Portfolio risk monitoring & management Loan Loss modelling and projection of Key Risk metrics .

Monitoring Risk KPIs including Application score performance tracking Ensure continuous improvement/enhancement to systems (SFDC & Finnone) platforms by identifying gaps proactively Support product team in developing systems IT development and improvement of the same and is line with business requirements.

Working closely with RCU to minimize fraud risk Building framework to continuously assess and evaluate system capabilities to eliminate operational loss .

Monthly file audit and sharing feedback to all stake holders Monthly interaction & feedback mechanism with collection team to get ground level feedback on market/portfolio Responsible for formulating implementation/dissemination & adherence of CD risk policy for all products for tier 2/3 markets.

Support business in various initiatives and promotions by enabling business growth and maintaining portfolio quality Major Challenges - Dynamic portfolio with multiple variables influencing risk performance High velocity and multiple risk rule on approval and line assignment - Expertise required to manage complex workflows and understand interlinkages.

Draw meaningful / actionable insights based on data analysis Ongoing liaising with IT and Business to ensure performance on key risk processes Key Decisions / Dimensions - Building framework to continuously assess and evaluate system capabilities to eliminate operational loss / incorrect system behavior .

Propose policy / process changes for betterment of risk performanceRequired Qualifications and Experience Qualifications Experience in Retail Risk Management Excellent Team Management & Interpersonal Skills .

Understands distribution management Should have excellent communication skills along with strong presentation and data analytics skills Should be willing to travel a) Work Experience Should have minimum 9-10 years of experience with specific experience in retail consumer finance

Bajaj Finance Limited is looking for .

Bajaj Finance Limited is looking for Any Graduate / Post Graduate profile candidates.