Head Crm Mortgages Job In Standard Chartered Bank In Mumbai, India

The Role Responsibilities

• Acquisition credit policy and portfolio management of Mortgage portfolio and Wealth management lending
• Development of product program to facilitate business, and to change product policies basis risk indicators from the portfolio
• Devise and Implement Risk Segmentation Strategy Define strategy framework to drive the forward-looking portfolio shape to build a resilient portfolio
• Maintain good portfolio quality through sound management of credit policies, development, maintenance and execution of quantitative credit MIS for portfolio monitoring.
  
  
• Develop and maintain analytical tools for decision making, responsible for Risk Appetite, Bureau and related analytics
• Ensure effective portfolio monitoring mechanisms are in place, including early warning mechanisms, stress tests and contingency plans
• Develop, implement and monitor effective risk management tools to improve information-based credit decision
• Constantly review and provide periodic portfolio analysis and credit performance forecasts, provide recommendations as appropriate
• To effectively monitor and review Portfolio trend to ensure strict control over delinquency management and minimize net credit loss.
  
  
• To be fully aware of all the policies and procedures issued in relation to money laundering prevention
• Ensure that effective collection tools are developed including restructuring and settlements
• Ensure facilitation in developing of new systems and integrate all the requirements for an efficient structure

Strategy

• Define acquisition credit policy and portfolio management of Mortgage portfolio and Wealth management lending
• Devise and Implement Risk Segmentation Strategy.
  
  Define strategy framework to drive the forward-looking portfolio shape to build a resilient portfolio

Business

• Development of product program to facilitate business, and to change product policies basis risk indicators from the portfolio
• Maintain good portfolio quality through sound management of credit policies, development, maintenance and execution of quantitative credit MIS for portfolio monitoring
• Develop and maintain analytical tools for decision making, responsible for Risk Appetite, Bureau and related analytics
• Ensure effective portfolio monitoring mechanisms are in place, including early warning mechanisms, stress tests and contingency plans.
  
  
• Develop, implement and monitor effective risk management tools to improve information-based credit decision
• Constantly review and provide periodic portfolio analysis and credit performance forecasts, provide recommendations as appropriate
• To be fully aware of all the policies and procedures issued in relation to money laundering prevention
• Ensure that effective collection tools are developed including restructuring and settlements
• Ensure facilitation in developing of new systems and integrate all the requirements for an efficient structure.
  
  

Processes

• Effectively monitor and review Portfolio trend to ensure strict control over delinquency management and minimize net credit loss

People & Talent

• Motivate the team to deliver best in class portfolio and provide training and guidance for sustainable delivery of product within the risk appetite for the portfolio

Risk Management

• Devise and Implement Risk Segmentation Strategy Define strategy framework to drive the forward-looking portfolio shape to build a resilient portfolio

Governance

• Ensure process and policy are designed to ensure compliance to the group and local regulatory guidelines at all times.
  
  

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
• Lead the [country / business unit / function/ team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment] .
  
  
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key stakeholders

• Group Risk head Mortgages / CCH India
• Head - Mortgages & Retail LAP - India
• Business Team - Product Managers
• National Sales Head and team

Our Ideal Candidate

• MBA from Reputed Institution / CA or Postgraduate with Relevant experience

Role Specific Technical Competencies

• Analytics ability
• Communication skills

About Standard Chartered We're an international bank, nimble enough to act, big enough for impact For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you You can count on us to celebrate your unique talents And we can't wait to see the talents you can bring us Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to If you are invited to take an assessment, this is great news It means your application has progressed to an important stage of our recruitment process.

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Standard Chartered Bank is looking for .

Standard Chartered Bank is looking for Any Graduate / Post Graduate profile candidates.