Senior Business Banking Advisor Position OverviewJob Title: Business Banking Advisor - Branch BankingLocation - ChennaiROLE Description:The primary objective is to enhance the value of the existing trade account portfolioWhat we'll offer youAs part of our flexible scheme, here are just some of the benefits that you'll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Flexible working arrangements
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs and above
Your key responsibilities The lending business should be in the form of Trade and Working Capital with the products such as Cash Credit (CC), Overdraft (OD), Letter of Credit (LC), Bank Guarantee (BG), PCFC, Post Shipment etcAcquisition: Assist Head Relationship Manager in executing successful micro-events for acquisition of new clients Acquire new accounts from group companies / family of existing customers.
Acquire new accounts from referrals from existing customers Focus on acquiring Trade Accounts, increase trade volumes and generate forex revenueRelationship Building / Deepening / Cross Sell : Primarily responsible in building and deepening mapped business banking portfolio Ensure consistent growth of the Business Banking portfolio Synergize for maximum penetration of business banking products, trade, forex and Insurance & Investment sales to new / existing customers Build a robust momentum in regards to the third party distribution (insurance, auto loans, and mortgages) and fee income to scale up the client portfolio growth, in line with the set targets.
Implement customer contact programs to ensure his share of wallet with the bank increasesRetention: Ensure top class service delivery to clients to be in line with the best in the industry Monitor high net worth accounts closely to ensure that customers continue regular use the account and grow balances Work towards reactivating accounts which have stopped transacting or depleted in balances Assist in resolving service hurdles to create a delight situation for customersRisk Management & Governance: Ensure awareness and adherence with the Know Your Customer policy, Anti Money Laundering Policy, Mis-selling Policy, Information Protection Policy, Operational Risk, Code of Conduct and other laid down compliance norms of the bank as stipulated from time to timeProvide regular feedback on the changing customer needs to the Product team and Service Quality team.
Any suspicious transaction to be immediately reported to the Area Manager Promotion of Alternate Channels and Doorstep Banking Increase customer contactability by capturing email address and mobile numberYour skills and experienceThe candidate should have experience in servicing or sourcing clients of 20 lacs+ relationship Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
Candidate should have excellent communication in English and well groomed Minimum qualificationrequired is Graduation Minimum Exp should be 6 - 12 Years in relevant fieldHow we'll support you
- Training and development to help you excel in your career
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teamsPlease visit our company website for further information: Our values define the working environment we strive to create - diverse, supportive and welcoming of different views We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation.
We build talented and diverse teams to drive business results and encourage our people to develop to their full potential Talk to us about flexible work arrangements and other initiatives we offerWe promote good working relationships and encourage high standards of conduct and work performance We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliationClick to find out more about diversity and inclusion at Deutsche Bank.