Job Details
Job Summary Unit Manager - Risk/Senior Unit Manager - Risk Job Purpose 'This position is open with Bajaj Finance ltd' Job Duties & Key Responsibilities Duties and Responsibilities - 1 Track approval rate of respective products and report sudden spikes / decrease, identify root cause and propose actions.
2 Process / System audits to ensure all rules configured in SFDC are performing as expected, report issues identified and track for closure / resolution Execute reports on SFDC, Datamart, etc to identify any issues related to incorrect system behavior (eg.
case approved by system which ideally should be rejected as per Policy) 3 Preparing MIS and Dashboards on Risk and TTD metrics are predefined intervals 4 Portfolio risk monitoring & management Monitor risk metrics (FEMI, Bkt0 Bounce, TPD, % MOB 30+, LTS, etc.
) and highlight any stress / trends 5 Timely feedback to management on portfolio trends and policy amendment if required 6 Propose policy / process for robust portfolio risk management 7 Assist in UAT and monitoring of enhancements production movement, report issues identified 8.
Coordinate with RCU for any field level investigation / action required 9 Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minuted items Documenting Policy framework and circulating the same to stakeholders 10 Implementation for policy framework parameters in SFDC (e.
g Risk Pool, Dealer EWS mapping, etc) Maintain updated list in SFDC wr.
t Negative areas, OGL, etc Execute Dealer mapping, surrogate mapping, etc at defined intervals 11.
Resolving issues / systems errors highlighted by Sales Front Line Team Assist Sales Team to resolve cases which are stuck in 'New / Pending' stage 12 Market visits and sharing observations with Line Manager thru a visit report Policy amendment and implementing agreed policies on SFDC, Finnone, Datamart, etc.
thru underwriting and line assignment rulesRequired Qualifications and Experience 2 years of experience in lending business with specific experience in retail consumer finance Fundamental understanding of risk parameters and portfolio management.
Proficiency in data analytics - understanding and processing data to arrive at meaningful risk metrics and relevance to portfolio conditions Excellent Excel & Power Point proficiency Basic understanding of IT / System skills Should be willing to travel